*{box-sizing:border-box}
body{font-family:Arial,Helvetica,sans-serif;background:#fdfcf8;font-size:19px;line-height:1.7;color:#111111;background:#ffffff;margin:0}
.wrap{max-width:1080px;margin:0 auto;padding:24px}
header{background:#0f3a5f;color:#ffffff;padding:0 0 8px;border-bottom:4px solid #c9a227}
header .wrap{padding-bottom:8px}
.brand{font-family:Georgia,'Times New Roman',serif;font-size:36px;font-weight:700;color:#ffffff;text-decoration:none;display:block;line-height:1.1;letter-spacing:.5px}
.tagline{font-size:20px;color:#ffe680;font-weight:700;margin:6px 0 12px}
nav{background:#0f3a5f;padding:0 0 16px;display:flex;flex-wrap:nowrap;gap:6px}
nav a{color:#ffffff;font-size:17px;font-weight:700;text-decoration:none;display:inline-block;padding:10px 9px;margin:0;background:#1a5a8a;border-radius:10px;min-height:48px;white-space:nowrap;flex-shrink:1}
nav a:hover,nav a:focus{background:#ffe680;color:#0f3a5f}
.disclosure{background:#fffdf0;border:1px solid #c9a227;border-left:5px solid #c9a227;border-radius:8px;padding:12px 14px;margin:20px 0;font-size:15px;color:#333333}
h1{font-family:Georgia,'Times New Roman',serif;font-size:42px;line-height:1.15;color:#0f3a5f;margin:20px 0 12px}
h2{font-family:Georgia,'Times New Roman',serif;font-size:32px;line-height:1.2;color:#0f3a5f;margin:36px 0 12px;border-top:2px solid #c9a227;padding-top:16px}
h3{font-family:Georgia,'Times New Roman',serif;font-size:25px;color:#0f3a5f;margin:28px 0 8px}
p{margin:0 0 16px}
a{color:#0b4f8a;font-weight:700}
ul,ol{margin:0 0 16px 24px;padding:0}
li{margin:0 0 10px}
.answer{background:#eaf4ff;border:4px solid #0f3a5f;border-radius:14px;padding:22px;margin:20px 0}
.answer p{font-size:22px;font-weight:700;margin:0}
.button{display:inline-block;background:#ffbf00;color:#111111;padding:18px 28px;border-radius:12px;text-decoration:none;font-weight:900;font-size:22px;margin:12px 0;min-height:56px;border:3px solid #111111}
.button:hover,.button:focus{background:#ffe680}
.button2{display:inline-block;background:#0f3a5f;color:#ffffff;padding:18px 28px;border-radius:12px;text-decoration:none;font-weight:900;font-size:22px;margin:12px 0;min-height:56px}
.steps{display:grid;grid-template-columns:1fr 1fr 1fr;gap:18px;margin:20px 0}
.step{background:#eaf4ff;border:3px solid #0f3a5f;border-radius:14px;padding:20px}
.stepnum{font-size:44px;font-weight:900;color:#0f3a5f}
.card{background:#ffffff;border:3px solid #0f3a5f;border-radius:14px;padding:20px;margin:0 0 18px}
.card h3{margin-top:0}
table{width:100%;border-collapse:collapse;margin:18px 0;background:#ffffff;font-size:18px}
th,td{border:2px solid #0f3a5f;padding:12px;text-align:left;vertical-align:top}
th{background:#0f3a5f;color:#ffffff;font-size:19px}
.faq{background:#f2f2f2;border-radius:12px;padding:20px;margin:20px 0}
.cta{background:#0f3a5f;color:#ffffff;border-radius:14px;padding:26px;margin:28px 0;text-align:center}
.cta h2{color:#ffffff;border:none;margin-top:0;padding-top:0}
.cta p{font-size:21px}
.cta .button{margin-top:8px}
footer{border-top:4px solid #0f3a5f;margin-top:40px;padding-top:18px;font-size:18px}
.big{font-size:22px}
.quizbtn{display:block;width:100%;text-align:left;background:#ffffff;color:#111111;border:3px solid #0f3a5f;border-radius:12px;padding:20px;font-size:22px;font-weight:700;margin:0 0 14px;cursor:pointer;min-height:64px;font-family:Arial,Helvetica,sans-serif}
.quizbtn:hover,.quizbtn:focus{background:#ffe680}
.qstep{display:none}
.qstep.on{display:block}
label{display:block;font-weight:700;font-size:20px;margin:18px 0 6px}
input,select,textarea{width:100%;font-size:20px;padding:16px;border:3px solid #0f3a5f;border-radius:10px;font-family:Arial,Helvetica,sans-serif;min-height:56px}
@media(max-width:760px){body{font-size:19px}.wrap{padding:16px}h1{font-size:34px}h2{font-size:28px}.steps{grid-template-columns:1fr}nav{display:grid;grid-template-columns:1fr 1fr;gap:8px}nav a{font-size:19px;padding:14px 10px;text-align:center;min-height:56px;display:flex;align-items:center;justify-content:center}}

.inquiry{background:#eaf4ff;border:4px solid #0f3a5f;border-radius:14px;padding:26px;margin:28px 0}
.inquiry h2{border:none;margin-top:0;padding-top:0}

.formfallback{display:none;background:#fff3c4;border:3px solid #0f3a5f;border-radius:14px;padding:22px;margin:20px 0}
.formfallback h3{margin-top:0}

.gform{margin:20px 0}
.gform iframe{width:100%;height:1450px;border:0}

.card.g1{background:#dbeafe}

.card.g2{background:#dcfce7}

.card.g3{background:#fef9c3}

.card.g4{background:#ffedd5}

.card.g5{background:#fce7f3}

.card.g6{background:#ddd6fe}

.card.g7{background:#ccfbf1}

.card.g8{background:#fecdd3}

.card.g9{background:#ecfccb}

.card.g10{background:#cffafe}

.card.g11{background:#e0e7ff}

.card.g12{background:#e2e8f0}

.headshot{width:320px;max-width:100%;height:auto;border-radius:14px;border:3px solid #c9a227;display:block;margin:0 0 20px}

.photo{margin:20px 0}
.photo img{width:100%;height:auto;border-radius:14px;display:block}
.photo figcaption{font-size:16px;color:#334155;margin-top:8px}

.eyebrow{font-size:15px;font-weight:900;letter-spacing:2px;text-transform:uppercase;color:#8a6d1b;margin:0 0 4px}
.hero{margin:0 0 8px}
.hero img{width:100%;height:360px;object-fit:cover;border-radius:16px;border:3px solid #c9a227;display:block}
.hero figcaption{font-size:16px;color:#334155;margin-top:8px}
@media(max-width:760px){.hero img{height:260px}}

.todaybar{text-align:right;font-size:14px;color:#666666;margin:6px 0 0}